ICICI Lombard Car Insurance – Plans, Benefits & Quick Online Buy

ICICI Lombard Car Insurance – Plans, Benefits & Quick Online Buy

Buying car insurance today is much easier than it used to be. With digital tools and trusted companies like ICICI Lombard, you can now insure your vehicle within minutes. ICICI Lombard Car Insurance is one of the most popular choices among car owners in India, known for its quick service, wide coverage options, and easy online process.


In this blog, we’ll explore the different car insurance plans offered by ICICI Lombard, their benefits, and how you can buy a policy online in just a few simple steps.


About ICICI Lombard General Insurance

One of the top private-sector general insurance providers in India is ICICI Lombard General Insurance. It offers a range of insurance products including car insurance, two-wheeler insurance, health insurance, travel insurance, and more. With a strong presence across the country, ICICI Lombard is known for its fast claim settlement, digital services, and customer satisfaction.


Types of ICICI Lombard Car Insurance Plans

 

ICICI Lombard provides a variety of auto insurance plans according to the requirements of drivers.


1. Third-Party Car Insurance

This is the most basic and legally required form of car insurance in India. It covers:

Note: This plan does not cover any damage to your own car.


2. Comprehensive Car Insurance

This is an all-round protection plan. It includes:

It is ideal if you want complete protection for your vehicle.


3. Stand-Alone Own Damage (OD) Cover

If you already have third-party insurance and want to add coverage for your own car, you can buy a stand-alone OD cover from ICICI Lombard.


Key Features and Benefits of ICICI Lombard Car Insurance

Choosing ICICI Lombard Car Insurance comes with several benefits that make it a preferred choice:


Quick and Hassle-Free Online Purchase

You can buy or renew your policy online in just a few minutes. No paperwork is needed, and the process is simple and user-friendly.


Instant Policy Issuance

As soon as you make the payment, the policy document is generated and sent to your email.


24x7 Claim Assistance

ICICI Lombard provides 24/7 claim support so you can get help anytime, anywhere.


Wide Garage Network

They have over 4,600+ network garages across India where you can avail of cashless repairs.


Fast Claim Settlement

The business is renowned for its effective claim settlement procedure. In many cases, claims are processed within a few days.


No Claim Bonus (NCB)

If you do not make any claims during the policy term, you are rewarded with a No Claim Bonus—a discount on the renewal premium.


Customizable Add-Ons

With ICICI Lombard, you can enhance your coverage by adding extra features to your base policy.


Popular Add-ons Offered by ICICI Lombard Car Insurance

Here are some useful add-ons you can include with your comprehensive plan:


1. Zero Depreciation Cover

excludes depreciation and covers the entire cost of replacement parts.


2. Roadside Assistance

Get help in case of breakdowns, flat tyres, towing, or fuel delivery.


3. Engine Protect Cover

Covers engine damage due to water ingress, oil leakage, etc.


4. Consumables Cover

Covers the cost of items like nuts, bolts, engine oil, etc., during repairs.


5. Return to Invoice Cover

You receive the car's original invoice value (including taxes and registration) in the event of theft or complete loss.


How to Buy ICICI Lombard Car Insurance Online

You can easily purchase your policy online through the ICICI Lombard website or other trusted platforms. Follow these simple steps:


Step 1: Visit the Official Website

Go to www.icicilombard.com or an insurance comparison website.


Step 2: Enter Your Car Details

Provide information like:


Step 3: Choose Coverage Type

Select from third-party, comprehensive, or stand-alone OD coverage.


Step 4: Add Optional Add-ons

Pick add-ons based on your needs and budget.


Step 5: View Premium and Make Payment

Check the premium displayed, then pay securely using any digital payment method.


Step 6: Get Policy Instantly

Download the soft copy of your insurance policy or receive it in your email.


Documents Required for Online Purchase

Buying ICICI Lombard Car Insurance online requires minimal documents:

Most details are auto-filled once you enter the car’s registration number.


How to File a Claim with ICICI Lombard

Filing a claim is simple and quick. You can use their customer service helpline or submit a claim online.


Claim Process:

  1. Inform ICICI Lombard immediately after an accident or damage.
  2. Take photos of the damage and location.
  3. Submit the claim online or through their mobile app.
  4. Get inspection done at the garage or through video claim support.
  5. Repair the car at a network garage or preferred garage.
  6. Receive claim approval and payment as per policy terms.

Why Choose ICICI Lombard for Car Insurance?

Whether you're buying a new policy or renewing your existing one, ICICI Lombard Car Insurance is a reliable and efficient option.


Conclusion

Car insurance is a wise way to safeguard your car, your money, and yourself; it's not just a formality. With ICICI Lombard Car Insurance, you get flexible plans, quick service, and excellent claim support, all in one place.


You can buy your policy online in minutes, without any hassle. From third-party to comprehensive plans, and from essential coverage to powerful add-ons, ICICI Lombard gives you everything you need to drive with peace of mind.


So if you’re looking for a trusted insurer, simple buying process, and strong coverage, choose ICICI Lombard Car Insurance today.